</noscript><header class="fixed top-0 z-[999] w-full bg-white false false"><div class="px-6 py-8 lg:p-6"><div class="max-w-7xl mx-auto relative z-10"><div class="flex items-center justify-between mx-auto"><a href="/"><img src="/_next/static/media/kiwi_logo.eef31d27.svg" class="w-28 xl:w-40" alt="kiwi logo" width="160"/></a><nav class="hidden lg:block"><div class="flex items-center gap-14 text-slate-900 false false"><button class="cursor-pointer flex items-center select-none">Productos<!-- --> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 ml-3 pointer-events-none false"><path fill="currentColor" d="M12.707 15.707a1 1 0 0 1-1.414 0L5.636 10.05A1 1 0 1 1 7.05 8.636l4.95 4.95 4.95-4.95a1 1 0 0 1 1.414 1.414l-5.657 5.657Z"></path></svg></button><a href="/testimonios">Testimonios</a><a href="/referidos">Referidos</a></div></nav><div class="flex items-center"><a href="https://app.kiwicredito.com/login" id="login-gtm-1" target="_blank" class="bg-regal-blue-950 text-white false text-center rounded-2xl text-sm py-2 lg:text-base lg:py-3 px-6 cursor-pointer font-medium">Iniciar sesión</a><div class="cursor-pointer lg:hidden ml-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="text-slate-900"><path fill="currentColor" d="M20 18a1 1 0 0 1 .117 1.993L20 20H4a1 1 0 0 1-.117-1.993L4 18h16Zm0-7a1 1 0 1 1 0 2H4a1 1 0 1 1 0-2h16Zm0-7a1 1 0 1 1 0 2H4a1 1 0 0 1 0-2h16Z"></path></svg></div></div></div></div></div><div class="-translate-y-full sr-only opacity-0 h-min bg-white w-full p-6 lg:pt-0"><div class="grid gap-4 md:auto-rows-fr grid-cols-1 md:grid-cols-2 xl:grid-cols-[auto_auto_auto_auto] xl:items-center max-w-7xl mx-auto"><a href="/prestamo-personal" class="flex items-center gap-6 xl:w-max p-4 border border-gray-200 rounded-2xl cursor-pointer"><div class="w-10 h-10 bg-slate-100 rounded-full flex shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="m-auto text-regal-blue-950"><path fill="currentColor" d="M12 2c5.523 0 10 4.477 10 10s-4.477 10-10 10S2 17.523 2 12 6.477 2 12 2m0 2a8 8 0 1 0 0 16 8 8 0 0 0 0-16m0 2a1 1 0 0 1 .993.883L13 7v1h2a1 1 0 0 1 .117 1.993L15 10h-5a.5.5 0 0 0-.09.992L10 11h4a2.5 2.5 0 0 1 .164 4.995L14 16h-1v1a1 1 0 0 1-1.993.117L11 17v-1H9a1 1 0 0 1-.117-1.993L9 14h5a.5.5 0 0 0 .09-.992L14 13h-4a2.5 2.5 0 0 1-.164-4.995L10 8h1V7a1 1 0 0 1 1-1"></path></svg></div><div><div class="text-slate-700 font-semibold">Préstamos Personales</div><div class="text-gray-700 text-sm">Solicita hasta $1,000*</div></div></a><a href="/credit-builder" class="flex items-center xl:w-max gap-6 p-4 border border-gray-200 rounded-2xl cursor-pointer -row-span-1"><div class="w-10 h-10 bg-slate-100 rounded-full flex shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="m-auto text-regal-blue-950"><path fill="currentColor" d="M4 4a1 1 0 0 1 .993.883L5 5v13h15a1 1 0 0 1 .117 1.993L20 20H4a1 1 0 0 1-.993-.883L3 19V5a1 1 0 0 1 1-1m16.194 2.818c.9 0 1.35 1.088.714 1.724l-5.57 5.57a1.1 1.1 0 0 1-1.555 0l-2.758-2.758-3.535 3.535a1 1 0 0 1-1.415-1.414l4.172-4.172a1.1 1.1 0 0 1 1.556 0l2.758 2.758 3.242-3.243h-.414a1 1 0 1 1 0-2z"></path></svg></div><div><div class="text-slate-700 font-semibold">Credit Builder</div><div class="text-gray-700 text-sm">Construye crédito desde $5/mes</div></div></a><a href="/monitoreo-historial" class="flex items-center xl:w-max gap-6 p-4 border border-gray-200 rounded-2xl cursor-pointer"><div class="w-10 h-10 bg-slate-100 rounded-full flex shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="m-auto text-regal-blue-950"><path fill="currentColor" d="M12 2c5.523 0 10 4.477 10 10s-4.477 10-10 10S2 17.523 2 12 6.477 2 12 2Zm0 2a8 8 0 1 0 0 16 8 8 0 0 0 0-16Zm0 2a6 6 0 0 1 4.8 9.6 1 1 0 1 1-1.6-1.2 4 4 0 0 0-4.002-6.32 1 1 0 0 1-.397-1.96C11.19 6.041 11.591 6 12 6Zm-5.88 4.801a1 1 0 1 1 1.96.398c-.052.258-.08.526-.08.801 0 .902.297 1.731.8 2.4a1 1 0 0 1-1.6 1.2A5.978 5.978 0 0 1 6 12c0-.41.041-.81.12-1.199Zm2.587-3.508 2.775 2.775a2 2 0 1 1-1.414 1.414L7.293 8.707a1 1 0 0 1 1.414-1.414Z"></path></svg></div><div><div class="text-slate-700 font-semibold">Credit Monitoring</div><div class="text-gray-700 text-sm">Protégete contra el fraude</div></div></a><div class="p-4 bg-slate-100 rounded-2xl"><div class="text-slate-700 font-semibold">Gana hasta $500 dólares**</div><div class="text-gray-700 text-sm mb-0.5">Inscribe a tus amigos para que sean parte de Kiwi</div><a href="/referidos" class="text-regal-blue-950 text-xs underline flex items-center cursor-pointer w-max">Ganar ahora<!-- --> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-4 ml-2"><path fill="currentColor" d="m14.707 5.636 5.657 5.657a1 1 0 0 1 0 1.414l-5.657 5.657a1 1 0 0 1-1.414-1.414l3.95-3.95H4a1 1 0 1 1 0-2h13.243l-3.95-3.95a1 1 0 1 1 1.414-1.414Z"></path></svg></a></div></div></div></header><section class="px-6 pt-16 mt-24 lg:pt-10"><div class="flex flex-col mx-auto lg:flex-row max-w-7xl"><div class="text-center mb-20 w-full m-auto max-w-xl xl:max-w-xl lg:text-left lg:mx-0 lg:mb-auto"><h1 class="text-slate-900 text-4xl lg:text-5xl xl:text-6xl font-bold mb-4 !leading-[1.1]">Educación financiera que<!-- --> <span class="text-primary">construye tu historial</span></h1><p class="md:text-xl text-slate-600">Nuestros cursos potencian tu educación financiera mientras construyes un historial crediticio con pagos de $5 al mes.</p><a class="flex justify-center items-center bg-regal-blue-950 text-white rounded-2xl py-3 px-6 cursor-pointer w-full sm:max-w-sm font-medium mx-auto lg:w-max mt-10 lg:ml-0" href="https://app.kiwicredito.com/login">Construye tu crédito ahora<!-- --> </a></div><div class="mx-auto w-full lg:w-auto lg:mx-0 lg:ml-auto"><img src="/_next/static/media/kiwi_credit_builder_activo.34960289.webp" class="mx-auto max-w-md lg:max-w-2xl w-full lg:mx-0 -ml-5 sm:mx-auto" alt="kiwi aplicacion prestamos"/></div></div></section><section class="px-6 pt-24 lg:pt-28"><div class="flex flex-col max-w-7xl mx-auto"><div class="flex flex-col gap-10 lg:flex-row-reverse"><div class="max-w-lg md:max-w-2xl mx-auto lg:w-1/2"><h2 class="text-left text-slate-900 text-4xl lg:text-5xl font-bold mb-8">Educación financiera que rinde dividendos</h2><div class="lg:w-1/2 pb-8 lg:hidden"><img src="/_next/static/media/hombre_tablet_cursos.55ceda0a.webp" class="w-full mx-auto max-w-md lg:max-w-md xl:max-w-lg"/></div><div class="text-slate-600 md:text-xl flex flex-col gap-6 text-left"><p>Nuestros cursos diseñados por expertos te guían paso a paso para entender y manejar mejor tu dinero. Con cada pago a tiempo que realizas, demuestras tu fiabilidad y compromiso frente a las instituciones financieras, lo cual podría ayudarte a mejorar tu elegibilidad para futuros créditos.</p><p>Reportamos tus pagos mensuales a las tres principales agencias de crédito: TransUnion, Experian y Equifax.</p></div><a class="flex justify-center items-center bg-regal-blue-950 text-white rounded-2xl py-3 px-6 cursor-pointer w-full sm:max-w-sm font-medium mx-auto lg:w-max lg:ml-0 mt-10" href="https://app.kiwicredito.com/login">Construye tu crédito<!-- --> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-6 ml-2"><path fill="currentColor" d="m14.707 5.636 5.657 5.657a1 1 0 0 1 0 1.414l-5.657 5.657a1 1 0 0 1-1.414-1.414l3.95-3.95H4a1 1 0 1 1 0-2h13.243l-3.95-3.95a1 1 0 1 1 1.414-1.414Z"></path></svg></a></div><div class="hidden lg:block lg:w-1/2"><img src="/_next/static/media/hombre_tablet_cursos.55ceda0a.webp" class="w-full mx-auto max-w-md lg:max-w-md xl:max-w-lg"/></div></div></div></section><section class="px-6 pt-24 lg:pt-28 "><div class="flex flex-col max-w-7xl mx-auto"><div class="text-center mb-14 md:mb-20 max-w-4xl mx-auto"><h2 class="text-4xl lg:text-5xl font-bold mb-2 text-slate-900">Construye tu historial crediticio</h2><p class="md:text-xl mb-8 max-w-3xl text-slate-600">Con nuestro Credit Builder, tienes acceso a cursos de educación financiera y construir tu historial de crédito al mismo tiempo</p></div><div class="grid auto-rows-fr grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 gap-8"><div class="p-6 border border-slate-200 rounded-2xl"><div class="bg-slate-100 w-14 h-14 rounded-full flex"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-8 h-8 text-regal-blue-950 m-auto"><path fill="currentColor" d="M20 3a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2h16Zm0 2H4v14h16V5Zm-3 10a1 1 0 0 1 .117 1.993L17 17H7a1 1 0 0 1-.117-1.993L7 15h10Zm-7-8a2 2 0 0 1 2 2v2a2 2 0 0 1-2 2H8a2 2 0 0 1-2-2V9a2 2 0 0 1 2-2h2Zm7 4a1 1 0 1 1 0 2h-3a1 1 0 1 1 0-2h3Zm-7-2H8v2h2V9Zm7-2a1 1 0 0 1 .117 1.993L17 9h-3a1 1 0 0 1-.117-1.993L14 7h3Z"></path></svg></div><h3 class="text-2xl font-semibold my-4 text-slate-900">Solicitar no afecta tu puntaje</h3><p class="text-gray-600">Solicitar el financiamiento del curso no afectará tu reporte de crédito.</p></div><div class="p-6 border border-slate-200 rounded-2xl"><div class="bg-slate-100 w-14 h-14 rounded-full flex"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-8 h-8 text-regal-blue-950 m-auto"><path fill="currentColor" d="M4 4a1 1 0 0 1 .993.883L5 5v13h15a1 1 0 0 1 .117 1.993L20 20H4a1 1 0 0 1-.993-.883L3 19V5a1 1 0 0 1 1-1m16.194 2.818c.9 0 1.35 1.088.714 1.724l-5.57 5.57a1.1 1.1 0 0 1-1.555 0l-2.758-2.758-3.535 3.535a1 1 0 0 1-1.415-1.414l4.172-4.172a1.1 1.1 0 0 1 1.556 0l2.758 2.758 3.242-3.243h-.414a1 1 0 1 1 0-2z"></path></svg></div><h3 class="text-2xl font-semibold my-4 text-slate-900">Construye crédito en piloto automático</h3><p class="text-gray-600">Los pagos automáticos pueden ayudarte a mantener tus pagos al día y manejar tu cuenta de crédito en autopiloto.</p></div><div class="p-6 border border-slate-200 rounded-2xl"><div class="bg-slate-100 w-14 h-14 rounded-full flex"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-8 h-8 text-regal-blue-950 m-auto"><path fill="currentColor" d="M12 2c5.523 0 10 4.477 10 10s-4.477 10-10 10S2 17.523 2 12 6.477 2 12 2Zm0 2a8 8 0 1 0 0 16 8 8 0 0 0 0-16Zm0 2a6 6 0 0 1 4.8 9.6 1 1 0 1 1-1.6-1.2 4 4 0 0 0-4.002-6.32 1 1 0 0 1-.397-1.96C11.19 6.041 11.591 6 12 6Zm-5.88 4.801a1 1 0 1 1 1.96.398c-.052.258-.08.526-.08.801 0 .902.297 1.731.8 2.4a1 1 0 0 1-1.6 1.2A5.978 5.978 0 0 1 6 12c0-.41.041-.81.12-1.199Zm2.587-3.508 2.775 2.775a2 2 0 1 1-1.414 1.414L7.293 8.707a1 1 0 0 1 1.414-1.414Z"></path></svg></div><h3 class="text-2xl font-semibold my-4 text-slate-900">Pagos económicos de $5 por mes</h3><p class="text-gray-600">Construye tu historial crediticio con cuotas desde $5/mes durante 10 meses, sin pago inicial ni garantía.</p></div></div></div></section><section class="px-6 pt-24 lg:pt-28 "><div class="flex flex-col max-w-7xl mx-auto"><div class="text-center mb-14 md:mb-20 max-w-2xl lg:max-w-3xl mx-auto"><div class="text-slate-400 font-medium mb-2 uppercase">¿Cómo funciona?</div><h2 class="text-slate-900 text-4xl lg:text-5xl font-bold">Aplica hoy mismo y comienza a construir tu historial</h2></div><div class="grid auto-rows-fr grid-cols-1 sm:grid-cols-2 lg:grid-cols-3 gap-8"><div class="flex flex-col rounded-3xl px-6 pt-10 md:px-10 bg-slate-100"><div class="font-bold text-5xl text-regal-blue-950/20">01</div><h3 class="text-2xl font-semibold my-4 text-slate-900">Crea una cuenta</h3><p class="text-gray-600 text-lg md:text-xl mb-8">Regístrate fácilmente y comienza tu viaje financiero en solo minutos.</p><img src="/_next/static/media/kiwi_prestamo_paso1.61e8bfba.webp" class="mx-auto mt-auto" alt="kiwi prestamo inicio sesion"/></div><div class="flex flex-col rounded-3xl px-6 pt-10 md:px-10 bg-slate-100"><div class="font-bold text-5xl text-regal-blue-950/20">02</div><h3 class="text-2xl font-semibold my-4 text-slate-900">Selecciona producto</h3><p class="text-gray-600 text-lg md:text-xl mb-8">Accede a tu panel de usuario y elige 'Credit Builder' para empezar.</p><img src="/_next/static/media/producto_credit_builder.356c5138.webp" class="mx-auto mt-auto" alt="kiwi prestamo monto"/></div><div class="flex flex-col rounded-3xl px-6 py-10 md:px-10 bg-slate-100"><div class="font-bold text-5xl text-regal-blue-950/20">03</div><h3 class="text-2xl font-semibold my-4 text-slate-900">Elige tu plan</h3><p class="text-gray-600 text-lg md:text-xl mb-8">Selecciona el curso que más te interese de nuestro catálogo y descubre los planes de pago flexibles.</p><img src="/_next/static/media/credit_builder_plans.6b664d2c.webp" class="m-auto" alt="kiwi prestamo desembolso"/></div></div></div></section><section class="px-6 pt-24 lg:pt-28 "><div class="flex flex-col max-w-7xl mx-auto"><div class="flex flex-col gap-10 lg:flex-row lg:items-center"><div class="max-w-lg md:max-w-2xl mx-auto lg:w-1/2"><h2 class="text-center lg:text-left text-slate-900 text-4xl lg:text-5xl font-bold mb-8">Monitorea tu historial crediticio sin costo</h2><p class="text-slate-600 md:text-xl text-center lg:text-left">Al adquirir Credit Builder con Kiwi, obtendrás acceso gratuito a tu reporte y puntuación de crédito de TransUnion. Sigue el avance de tu historial crediticio fácilmente mientras realizas tus pagos mensuales, todo a través de nuestra aplicación.</p><a class="flex justify-center items-center bg-regal-blue-950 text-white rounded-2xl py-3 px-6 cursor-pointer w-full sm:max-w-sm font-medium mx-auto lg:w-max lg:ml-0 mt-10" href="https://app.kiwicredito.com/login">Construye tu crédito<!-- --> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-6 ml-2"><path fill="currentColor" d="m14.707 5.636 5.657 5.657a1 1 0 0 1 0 1.414l-5.657 5.657a1 1 0 0 1-1.414-1.414l3.95-3.95H4a1 1 0 1 1 0-2h13.243l-3.95-3.95a1 1 0 1 1 1.414-1.414Z"></path></svg></a></div><div class="lg:w-1/2"><img src="/_next/static/media/mujer_prestamo_telefono_dinero.26f93b96.webp" class="w-full mx-auto max-w-md lg:max-w-md xl:max-w-lg"/></div></div></div></section><section id="testimonios" class="pt-24 lg:pt-28 w-full"><div class="flex flex-col max-w-7xl mx-auto"><div class="text-center mx-auto px-6"><div class="text-slate-400 font-medium mb-2 uppercase">TESTIMONIAL</div><h2 class="text-slate-900 text-4xl lg:text-5xl font-bold mb-2">Nuestros clientes confían en nosotros</h2><p class="text-gray-600 md:text-xl">Más de 50,000 personas han elegido a Kiwi. Sé parte de nuestra familia</p></div><div class=" my-10 md:my-16 lg:my-20"><div class="lg:hidden"><div class="swiper cursor-grab w-full"><div class="swiper-wrapper"><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min p-2 pb-4"><div class="relative"><img src="/_next/static/media/sonia_perez.6fb34547.webp" class="mx-auto mb-6 w-full" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/><img src="/_next/static/media/play.f4b240e0.svg" class="h-14 w-14 absolute bottom-4 left-4" alt="Icon play" width="56" height="56" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 px-4">Sonia Pérez</div><div class="text-golden-300 flex gap-2 pb-2 px-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five"></p></div></div><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/edwin_acevedo.c9cc0172.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Edwin Acevedo</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">Mi experiencia con Kiwi Crédito ha sido excelente desde la solicitud hasta los reportes. Los recomiendo al 100%.</p></div></div><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/carmen_crespo.1bdfb7d4.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Carmen Crespo</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">¡Los mejores! ¡Se los recomiendo!❤️ Ya tengo mi 5to préstamo, para arreglar mi empírica y obviamente para pagar algunas deudas, me ha dado resultados, mi empírica ha aumentado. Gracias Kiwi, muy profesionales.</p></div></div><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/daly_gonzález.12a95926.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Daly González</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">¡Los recomiendo la experiencia ha sido super buena, todo fácil nada de problemas les doy 5 🌟 estrellas, muy profesionales, son los mejores!!!.</p></div></div><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/edwin_velazquez.d03c18d3.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Edwin Velazquez</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">Mi experiencia con Kiwi Crédito ha sido excelente desde la solicitud hasta los reportes. Los recomiendo al 100%.</p></div></div><div class="swiper-slide !h-auto"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min p-2 pb-4"><div class="relative"><img src="/_next/static/media/jose_rivera.5860acef.webp" class="mx-auto mb-6 w-full" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/><img src="/_next/static/media/play.f4b240e0.svg" class="h-14 w-14 absolute bottom-4 left-4" alt="Icon play" width="56" height="56" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 px-4">José Antonio Rivera</div><div class="text-golden-300 flex gap-2 pb-2 px-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five"></p></div></div></div></div></div><a href="/testimonios" target="_blank" class="hidden lg:block columns-3 relative gap-8"><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min p-2 pb-4"><div class="relative"><img src="/_next/static/media/sonia_perez.6fb34547.webp" class="mx-auto mb-6 w-full" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/><img src="/_next/static/media/play.f4b240e0.svg" class="h-14 w-14 absolute bottom-4 left-4" alt="Icon play" width="56" height="56" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 px-4">Sonia Pérez</div><div class="text-golden-300 flex gap-2 pb-2 px-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five"></p></div><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/edwin_acevedo.c9cc0172.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Edwin Acevedo</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">Mi experiencia con Kiwi Crédito ha sido excelente desde la solicitud hasta los reportes. Los recomiendo al 100%.</p></div><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/carmen_crespo.1bdfb7d4.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Carmen Crespo</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">¡Los mejores! ¡Se los recomiendo!❤️ Ya tengo mi 5to préstamo, para arreglar mi empírica y obviamente para pagar algunas deudas, me ha dado resultados, mi empírica ha aumentado. Gracias Kiwi, muy profesionales.</p></div><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/daly_gonzález.12a95926.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Daly González</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">¡Los recomiendo la experiencia ha sido super buena, todo fácil nada de problemas les doy 5 🌟 estrellas, muy profesionales, son los mejores!!!.</p></div><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min px-6 py-10 sm:px-10 lg:px-6"><div class="relative"><img src="/_next/static/media/edwin_velazquez.d03c18d3.webp" class="mx-auto mb-6 w-28 h-28" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 text-center">Edwin Velazquez</div><div class="text-golden-300 flex gap-2 pb-2 justify-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five">Mi experiencia con Kiwi Crédito ha sido excelente desde la solicitud hasta los reportes. Los recomiendo al 100%.</p></div><div class="border border-slate-200 rounded-xl select-none h-full lg:h-min mb-8 max-h-96 lg:max-h-min p-2 pb-4"><div class="relative"><img src="/_next/static/media/jose_rivera.5860acef.webp" class="mx-auto mb-6 w-full" alt="Testimonio [object Object]" width="112" height="112" loading="lazy"/><img src="/_next/static/media/play.f4b240e0.svg" class="h-14 w-14 absolute bottom-4 left-4" alt="Icon play" width="56" height="56" loading="lazy"/></div><div class="text-slate-900 font-semibold pb-2 px-4">José Antonio Rivera</div><div class="text-golden-300 flex gap-2 pb-2 px-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 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1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" class="w-5 h-5"><path fill="currentColor" d="M10.92 2.868a1.25 1.25 0 0 1 2.16 0l2.795 4.798 5.428 1.176a1.25 1.25 0 0 1 .667 2.054l-3.7 4.141.56 5.525a1.25 1.25 0 0 1-1.748 1.27L12 19.592l-5.082 2.24a1.25 1.25 0 0 1-1.748-1.27l.56-5.525-3.7-4.14a1.25 1.25 0 0 1 .667-2.055l5.428-1.176 2.795-4.798Z"></path></svg></div><p class="text-sm sm:text-base text-slate-600 text-center text-line-five"></p></div><div class="absolute bottom-0 left-0 right-0 h-96 bg-gradient-to-t from-white to-transparent"></div></a></div><div class="px-6 mb-24 lg:mb-0"><a target="_blank" class="flex justify-center items-center bg-regal-blue-950 text-white rounded-2xl py-3 px-6 cursor-pointer w-full sm:max-w-sm font-medium mx-auto lg:w-max" href="/testimonios">Ver más testimonios</a></div></div></section><section class="px-6 my-24"><div class="flex flex-col lg:flex-row rounded-3xl px-6 lg:px-16 pt-10 max-w-7xl mx-auto bg-primary-25 w-full"><div class="text-center lg:text-left mb-20 w-full max-w-lg mx-auto lg:mx-0 lg:my-auto lg:pb-10"><h2 class="text-slate-900 text-4xl lg:text-5xl font-bold mb-6">Comienza a construir tu historial crediticio hoy</h2><p class="md:text-xl mb-8 lg:max-w-xl text-slate-600">Inicia con pagos asequibles de $5 al mes, sin necesidad de un pago inicial o garantía, y con la confianza de que reportamos a las tres principales agencias de crédito.</p><a class="flex justify-center items-center bg-regal-blue-950 text-white rounded-2xl py-3 px-6 cursor-pointer w-full sm:max-w-sm font-medium mx-auto lg:w-max lg:ml-0" href="https://app.kiwicredito.com/login">Construye crédito ahora<!-- --> <svg xmlns="http://www.w3.org/2000/svg" width="24" 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AST</p><p>Domingos: 9am - 2pm AST</p><a href="tel:17874902004">787-490-2004</a><a href="/cdn-cgi/l/email-protection#8af9fffafae5f8fecae1e3fde3e9f8efeee3fee5a4e9e5e7"><span class="__cf_email__" data-cfemail="10636560607f6264507b7967797362757479647f3e737f7d">[email protected]</span></a></div></div><div><h3 class="font-semibold text-white mb-4 text-sm">Mapa del sitio</h3><div class="text-white/50 grid gap-2 text-xs"><a href="/testimonios" target="_blank">Testimonios</a><a href="/preguntas">Preguntas frecuentes</a></div></div></div></div><div id="legal" class="text-white/50 grid gap-6 text-xs"><p>† La solicitud no afectará su puntaje FICO®. Kiwi puede obtener información de una agencia de crédito tradicional pero no afectará su puntaje FICO®. Nuestra decisión crediticia sobre su solicitud puede basarse total o parcialmente en la información obtenida de una agencia de informes del consumidor, TransUnion.</p><p>Términos del producto: Todos los productos están sujetos a elegibilidad y aprobación por parte de Kiwi Financial Inc., también conocida como “Kiwi Crédito” y “Kiwi”. La elegibilidad para un producto no está garantizada. La aprobación de los préstamos depende de una evaluación crediticia. Los detalles del préstamo pueden fluctuar dependiendo del estado y del solicitante, y están sujetos a modificaciones. El historial de pago de la cuenta se reporta a ciertas agencias de crédito. La precalificación no influirá en su puntaje crediticio con las entidades de informes de crédito. Los montos de préstamos personales más comunes oscilan entre $350 y $1,000 para nuevos clientes, y entre $500 y $1,000 para clientes recurrentes, esta información basándose en datos de préstamos previamente aprobados que no necesariamente reflejan los términos vigentes.</p><p>Información sobre la compañía financiera: Para Préstamos, Kiwi tiene licencias de préstamo en PR y FL. Residentes de Puerto Rico: Licencia Ley de Préstamos Personales Pequeños #PPP-035; Residentes de Florida: Licencia #FT340001254.</p><p>* Todos los productos están sujetos a elegibilidad y aprobación por parte de Kiwi Financial Inc. Los montos y términos máximos de préstamo varían según el estado. No todos los clientes están aprobados para el límite máximo y depende de la verificación de crédito y la capacidad de ingresos.</p><p>** El programa de referido de préstamos está abierto a cualquier consumidor que se registre en el sitio web o aplicación móvil de Kiwi y que resida en los estados que tenemos licencias y ofrecemos nuestros servicios. Los recomendantes de préstamos elegibles no recibirán una bonificación por recomendación de referidos para cualquier otro producto de Kiwi. El programa de referidos es válido únicamente para clientes cuyo referido haya sido aprobado y se le haya desembolsado un préstamo personal. Para obtener más información, por favor, consulte nuestra política de referidos. Encuentra los<!-- --> <a href="/terminos-condiciones-referidos" target="_blank" rel="noreferrer" class="underline">términos y condiciones.</a></p><p><sup>^</sup> El desembolso de fondos normalmente ocurre dentro de 1 día hábil después de la aprobación, pero puede demorar hasta cinco días. El tiempo estimado de 4 minutos para completar nuestra solicitud de préstamo se basa en escenarios ideales, donde los solicitantes cuentan con un historial crediticio favorable y están versados en el uso de tecnologías digitales. Este tiempo puede variar según diferentes factores, incluyendo la necesidad de verificar ingresos o desafíos relacionados con la interfaz tecnológica. En ciertas circunstancias, como la necesidad de documentación adicional o dificultades técnicas, el proceso de solicitud podría prolongarse significativamente, extendiéndose a varias horas o, en situaciones excepcionales, a varios días.</p><p>†† Falta de Programa Disponible para Prestatarios Cubiertos: Nuestra empresa actualmente no ofrece un programa de crédito diseñado para cumplir con los requisitos específicos y las protecciones para prestatarios cubiertos bajo la Ley de Préstamos Militares (MLA, por sus siglas en inglés). Esta decisión se basa únicamente en la ausencia de un programa adecuado y no en su solvencia crediticia o situación financiera personal. Por lo tanto, Kiwi no puede proporcionar servicios de préstamo a individuos protegidos por la MLA. Para verificar si alguien está bajo la protección de la MLA, solicitamos un informe de una agencia nacional de informes al consumidor. Adicionalmente, formulamos la pregunta anteriormente mencionada como una medida de precaución adicional para asegurar el cumplimiento de las regulaciones de la MLA.Según la MLA, el término “miembro del servicio” se refiere generalmente a una persona que sirve activamente como miembro regular o de reserva del Ejército, Marina, Cuerpo de Marines, Fuerza Aérea o Guardia Costera, bajo órdenes que no especifican un periodo de 30 días o menos. “Dependiente” generalmente incluye al cónyuge de un miembro del servicio, sus hijos menores de 18 años, o cualquier otra persona a la que el miembro del servicio haya proporcionado más de la mitad de su sostenimiento en los últimos 180 días.Para determinar si está cubierto por la MLA, se le invita a realizar una consulta de registro único a través del sitio<!-- --> <a href="https://mla.dmdc.osd.mil/mla/#/home" target="_blank" rel="noreferrer" class="underline">web oficial de la MLA.</a></p><p>§ Credit Monitoring es un producto disponible solo para aquellos usuarios que tengan un producto activo con Kiwi, ya sea un préstamo personal o Credit Builder. El producto no es accesible para clientes sin un producto activo.</p><p>Todas las marcas comerciales y nombres de marca son propiedad de sus respectivos dueños. El uso de las mismas no implica ninguna afiliación ni respaldo por parte de ellos.</p><p>Dirección Física: Kiwi Financial Inc. 33 Calle Resolución, Suite 803-A, San Juan PR 00920</p><p>Dirección de Correspondencia: 151 Calle de San Francisco Ste 200 PMB 1123 San Juan, PR 00901-1607</p><div class="text-white text-center">© <!-- -->2024<!-- --> Kiwi Financial, Inc. 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